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Indonesia is an opportunity—and a challenge—for (digital) insurers

Last November I visited Indonesia to speak at a conference on microinsurance. This large and exciting country itself presents many of the opportunities and challenges for insurers that we see across...

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New markets ahoy—but the technology question needs to be resolved

Sixty-one percent of insurance executives plan to sell new products/ services in emerging markets—but only 28 percent of insurance executives see technology as an enabler of growth. A lot of the...

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How Two Insurers are Winning with Microinsurance

The potential of small-ticket insurance is undeniable and in emerging markets, the sheer scale of the opportunity is irresistible. But this business won’t simply fall into the laps of insurers. To...

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Templates for Success with Microinsurance

In 2012, gross domestic product growth in Western Europe was non-existent. Life premiums shrank by 3.1 percent, and the property & casualty sector was in the red to the tune of 0.2 percent. In...

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Small-Ticket Insurance is a Big Opportunity

Over the past several weeks, I’ve been examining a real-life example of how microinsurance responded when Typhoon Haiyan hit the Philippines. Today I’ll begin a discussion of how the microinsurance...

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Microinsurance Growth: Powered by Mobile

Last week we talked about what insurers need to do in order to succeed with small-ticket insurance or microinsurance, whether it’s in a mature market or the developing world. Today we’ll take a closer...

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Growth drivers of insurance for women, part 1: Increased spending ability

Today’s release of SHEforSHIELD: Insure Women to Better Protect All provides an in-depth view of the opportunity for women’s insurance globally, with a special focus on ten emerging markets. Developed...

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Product Development for the Global Women’s Market – Part 1

Accenture is very pleased to have worked with the International Financial Corporation and AXA on the development of “She for Shield:  Insure Women to Better Protect All.”   This groundbreaking report...

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Growth drivers of insurance for women, part 2: Willingness to buy insurance

Accenture, in partnership with the International Finance Corporation (IFC) and AXA, recently released SHEforSHIELD: Insure Women to Better Protect All, a report that examines opportunities for the...

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Product Development for the Global Women’s Market: Part 2

As we discussed last week, the new report from the International Financial Corporation, AXA and Accenture entitled “She for Shield:  Insure Women to Better Protect All”  explores the opportunities...

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Growing global middle class is a big target for life insurers

The world’s emerging economies are producing a new middle-class customer, with more disposable income and need for protection in all forms of insurance—especially life insurance. According to the Pew...

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